Terms of Use

Please review the Terms of Use below.

Terms of Use

Last Updated: 2025-03-19

Welcome to Divit Finance ("Divit Finance", "Company", "we", "our", or "us"). These Terms of Use ("Terms") govern your access to and use of our website located at www.divitfinance.com (the "Site") and any related content, features, or services (collectively, the "Services"), including information about our wealth and asset management offerings.

By accessing or using our Site, you agree to be bound by these Terms and our Privacy Policy. If you do not agree with these Terms, please do not use our Site.

1. Eligibility

You must be at least the age of majority in your jurisdiction (and in any case at least 18 years old) to use this Site. By using the Site, you represent and warrant that you have the legal capacity to enter into these Terms.

2. Use of the Site

You agree to use the Site only for lawful purposes and in accordance with these Terms. You may not:

  • Use the Site in any way that violates applicable laws, regulations, or regulatory guidance (including securities, anti‑money laundering, and consumer protection laws);
  • Attempt to gain unauthorized access to any portion of the Site, systems, accounts, or networks;
  • Use any automated means (such as bots, crawlers, or scrapers) to access the Site, except as permitted under a separate written agreement;
  • Upload, transmit, or otherwise make available any malicious code or harmful materials;
  • Interfere with or disrupt the operation of the Site or the experience of other users.

We may suspend or terminate your access to the Site if we believe you have violated these Terms or pose a risk to our systems, clients, or partners.

3. No Investment, Legal, or Tax Advice

The information provided on the Site is for general informational purposes only and does not constitute:

  • Investment, financial, legal, tax, or other professional advice;
  • An offer or solicitation to buy or sell any securities, investment products, or services;
  • A recommendation that any product, strategy, or service is suitable for you.

Any investment decisions you make are your responsibility. You should consult your own professional advisers regarding your specific circumstances before making any investment or financial decisions.

4. Relationship with Divit Finance

Any wealth or asset management relationship with Divit Finance is governed by separate agreements, such as account opening documents, investment management agreements, or advisory contracts. Those agreements, together with applicable regulatory disclosures, will set out the specific terms, fees, and responsibilities of each party and will prevail over these Terms in the event of any conflict.

5. Intellectual Property

All content on the Site, including text, graphics, images, logos, design, software, and other materials (collectively, the "Content"), is owned by or licensed to Divit Finance and is protected by intellectual property laws.

We grant you a limited, non‑exclusive, non‑transferable, revocable license to access and use the Site and to view and, where applicable, print Content for your personal, non‑commercial use or for internal evaluation of our services.

You may not:

  • Reproduce, modify, distribute, transmit, publish, display, or create derivative works based on the Content without our prior written consent;
  • Remove or alter any copyright, trademark, or other proprietary notices;
  • Use any trademarks, service marks, or logos displayed on the Site without our prior written authorization.

6. Third‑Party Links and Content

The Site may contain links to third‑party websites or display content from third parties. These links and materials are provided for convenience only. We do not endorse, control, or assume responsibility for:

  • The content, products, or services offered by third parties; or
  • The accuracy or completeness of third‑party information.

You access third‑party sites at your own risk and should review their terms and privacy policies.

7. Disclaimers

The Site and its Content are provided on an "as is" and "as available" basis without warranties of any kind, whether express, implied, or statutory. To the fullest extent permitted by law, we disclaim all warranties, including:

  • Warranties of merchantability, fitness for a particular purpose, and non‑infringement;
  • Warranties regarding the accuracy, completeness, reliability, or timeliness of information on the Site;
  • Warranties that the Site will be uninterrupted, secure, or free from errors or viruses.

Past performance is not indicative of future results. Any forward‑looking statements or projections are subject to risks and uncertainties and may differ materially from actual results.

8. Limitation of Liability

To the fullest extent permitted by law, Divit Finance, its affiliates, and their respective directors, officers, employees, and agents shall not be liable for:

  • Any indirect, incidental, consequential, special, punitive, or exemplary damages; or
  • Any loss of profits, revenue, business, goodwill, or data,

arising out of or in connection with your use of, or inability to use, the Site or Content, even if we have been advised of the possibility of such damages.

Our aggregate liability arising out of or relating to these Terms or your use of the Site shall not exceed one hundred (100) U.S. dollars (or the equivalent in your local currency), unless applicable law requires a different minimum amount.

9. Indemnification

You agree to indemnify, defend, and hold harmless Divit Finance, its affiliates, and their respective directors, officers, employees, and agents from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising out of or related to:

  • Your violation of these Terms;
  • Your misuse of the Site or Content;
  • Your violation of any applicable law or the rights of any third party.

10. Governing Law and Jurisdiction

These Terms and your use of the Site are governed by and construed in accordance with the laws of the jurisdiction in which Divit Finance is organized or primarily operates, without regard to conflict of law principles.

To the extent permitted by law, you agree that any disputes arising out of or relating to these Terms or the Site shall be subject to the exclusive jurisdiction of the courts located in that jurisdiction. We may seek injunctive or other equitable relief in any competent court.

11. Changes to the Terms

We may update these Terms from time to time. Any changes will be effective upon posting on this page, and the updated "Last Updated" date will be indicated above. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

12. Contact Us

If you have any questions about these Terms or the Site, please contact:

Divit Finance
6 Kilmer Road, Edison, NJ 08817, United States
Phone: (229) 692-6581
Email: hr@divitfinance.com